Company Introduction

PH Capital Solution Sdn Bhd is a licensed moneylender based in Johor Bahru, Malaysia, providing fast, legal and transparent loan solutions for individuals and businesses. We specialise in Personal Loan, SME & Working Capital Loan, Business Loan, and Debt Consolidation, helping customers solve urgent financial needs with clear repayment plans and no hidden charges.

All loan agreements follow the Moneylenders Act 1951 (Jadual J), ensuring full compliance, proper documentation, and a safe borrowing experience for every customer. Whether you need emergency cash, monthly commitment support, or business financing, our team offers quick approval, flexible terms and professional guidance tailored to your situation.

Our Core Services

• Personal Loan (Johor Bahru & Johor)
• Debt Consolidation Loan
• SME & Working Capital Financing
• Business Loan (Malaysia / Johor)
• Refinancing & Cash Flow Solutions

PH Capital Solution is committed to providing transparent, responsible and legal financing to help customers stabilise finances and move forward confidently.

PH Capital Solution — Solving Financial Challenges, Empowering Business Futures.